Why the 4% Rule is Just a Starting Point
Join Jake and Gino in this insightful episode as they give the 4% rule of retirement withdrawals a good, hard look, and showing you why it’s just the tip of the iceberg. They delve into the history of defined benefit plans and the inception of 401k and 529 plans, all while asking the important question: Were these plans created just for the government to get their grubby hands on your hard-earned cash? Hmm, makes you wonder…Jake and Gino are breaking down why the 4% rule is about as reliable as a two-dollar watch. It doesn’t factor in all the unpredictable craziness that life throws our way, like market crashes, fees, taxes, inflation, and who knows what else! We’re talking 9/11, the 2008 financial meltdown, and even the COVID pandemic. Yikes!
So, buckle up and get ready to learn why putting all your eggs in the 4% basket might leave you high and dry. Trust us, you won’t want to miss this episode!
Key Moments:
00:00 Intro
01:22 What is “the 4% rule”?
05:25 At retirement, you don’t have a net worth problem. Instead, you have a cash flow problem
07:16 Flaws of relying on the 4% rule for retirement planning
11:19 The right way to invest your money to inflation-proof your portfolio
13:07 Key to sound, multi-family investing
15:38 Create wealth not by investing in 401K but through a more holistic approach towards financial planning
18:32 Have the best of both worlds utilizing the Dual Asset Strategy (Get in touch with 100-Year REI Team for more)
To know more about long-term personal financial engineering and options for building legacy wealth, connect with our Team at www.100year.com
Bonus resources: For more on investing and building long-term wealth, check out this podcast on The Barbell Investment Strategy: https://100yearrei.com/how-does-barbell-strategy-work-w-rick-sapio/
SCHEDULE A Call: https://100yearrei.com/callnow/
^To talk to our Team about adding a Permanent Life Insurance Policy to your financial plan (and even the plan for your children), get in touch with our Team here^
About The 100 Year Real Estate Investor
The Whole Life Insurance Policies offered by the 100 Year Real Estate Investor are specially-designed. This means they work harder toward achieving your financial objectives, no matter what they may be. Check out this blog for 7 facts about our specially-designed strategies that may not be true about typical whole life policies: https://100yearrei.com/7-facts-about-…
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The contents of this video are for informational and educational purposes only. They should not be considered investment, financial, legal or tax advice. Jake and Gino are not licensed in the insurance or securities industries and is not in the business of selling, soliciting or negotiating the sale of any insurance contract, security or other investment vehicle.Why the 4% Rule is Just a Starting Point.